Nowadays there are many who offer fast loan funds, but are they safe or not? Even though the application process doesn’t take up to 24 hours, not a few people are already on the alert to offering a fast loan.
This is understandable because previously there was a lot of news about people who were victims of online loans. Most victims said they were forced to take the loan because they needed funds quickly.
They did not suspect that the consequences of receiving
The fast funds were so severe. Starting from the amount of funds obtained is not appropriate, the interest is calculated per day rather than per month until the most severe is the billing process that is not according to the rules.
One thing that is very unacceptable to the victim is the way in which the loan provider charges. Because the billing action is taken, instead of reminding the debtor to pay the installments, it actually causes a deep traumatic feeling.
After numerous incidents and pressure from the public, the Financial Services Authority (OJK) took action by making a list of registered and licensed online loan providers, including fast fund loans, which are always updated. The following information.
List of Good Finance fast fund loan providers
That can officially get permission from the FSA as of August 7, 2019
In order to ensure the sense of security of the community in taking out loans, OJK has made a list of fast loan providers that are regularly updated. As of August 7, 2019, there were 127 companies that were officially registered with the OJK.
Of the 127 listed companies, only a few Good Finance fast loan providers have obtained permission from the OJK. Here is the complete list.
Offer fast funds and online loan repayments
So far there are seven Good Finance companies whose status is licensed according to the OJK. The Good Finance company is known as a fast fund provider as well as an online lender in installments.
Then, how much interest is offered by the company for those who apply for funds quickly? How big is the credit limit and how long is the tenor? Check out the review below.
Founded in 2000, Good Credit is a fast-paced and online loan provider company under the management of PT Pasar Dana Pinjam. About 66.66 percent of its shares are held by PT Sinar Mas Multiartha, Tbk. and 33.34 percent is held by Itochu Corporation Japan.
However, one thing to note is that the borrower must have a credit selling business and a reseller registered with a distributor that works with Good Credit. Actually, it’s fine if you don’t have a credit business, but the process takes longer.
As reported by the information from the official website, this is the amount of interest on loans, tenures, and credit ceiling of Good Credit.
This Good Finance company runs a peer-to-peer lending or P2P lending business in which individuals or companies can act as lenders or borrowers, who in particular are business owners.
Good Lenders began operating since October 2015 and has channeled loan funds of USD 2.33 trillion. Meanwhile, the number of borrowers or borrowers registered at Good Lender’s has reached 583 borrowers.