Nowadays there are many who offer fast loan funds, but are they safe or not? Even though the application process doesn’t take up to 24 hours, not a few people are already on the alert to offering a fast loan.

This is understandable because previously there was a lot of news about people who were victims of online loans. Most victims said they were forced to take the loan because they needed funds quickly.

They did not suspect that the consequences of receiving

The fast funds were so severe. Starting from the amount of funds obtained is not appropriate, the interest is calculated per day rather than per month until the most severe is the billing process that is not according to the rules.

One thing that is very unacceptable to the victim is the way in which the loan provider charges. Because the billing action is taken, instead of reminding the debtor to pay the installments, it actually causes a deep traumatic feeling.

After numerous incidents and pressure from the public, the Financial Services Authority (OJK) took action by making a list of registered and licensed online loan providers, including fast fund loans, which are always updated. The following information.

List of Good Finance fast fund loan providers

That can officially get permission from the FSA as of August 7, 2019

In order to ensure the sense of security of the community in taking out loans, OJK has made a list of fast loan providers that are regularly updated. As of August 7, 2019, there were 127 companies that were officially registered with the OJK.

Of the 127 listed companies, only a few Good Finance fast loan providers have obtained permission from the OJK. Here is the complete list.

Offer fast funds and online loan repayments

So far there are seven Good Finance companies whose status is licensed according to the OJK. The Good Finance company is known as a fast fund provider as well as an online lender in installments.

Then, how much interest is offered by the company for those who apply for funds quickly? How big is the credit limit and how long is the tenor? Check out the review below.

Good Credit

Founded in 2000, Good Credit is a fast-paced and online loan provider company under the management of PT Pasar Dana Pinjam. About 66.66 percent of its shares are held by PT Sinar Mas Multiartha, Tbk. and 33.34 percent is held by Itochu Corporation Japan.

However, one thing to note is that the borrower must have a credit selling business and a reseller registered with a distributor that works with Good Credit. Actually, it’s fine if you don’t have a credit business, but the process takes longer.

As reported by the information from the official website, this is the amount of interest on loans, tenures, and credit ceiling of Good Credit.

Good Lender’s

This Good Finance company runs a peer-to-peer lending or P2P lending business in which individuals or companies can act as lenders or borrowers, who in particular are business owners.

Good Lenders began operating since October 2015 and has channeled loan funds of USD 2.33 trillion. Meanwhile, the number of borrowers or borrowers registered at Good Lender’s has reached 583 borrowers.

You are in urgent need of cash, or you have a big unexpected purchase to make, then you surely need consumer credit quickly. So we are going to give you a few tips that will help you speed up your credit application to get your funds faster. All you have to do is follow this procedure to get the amount you need in the shortest possible time.

A consumer credit without proof for a quick credit

The easiest way to obtain fast consumer credit is to opt for unrestricted credit. However, this type of contract offers two different credit solutions, revolving credit and personal loan.

• Revolving credit or revolving credit

Revolving credit is undoubtedly the consumer credit that can be obtained most quickly. This type of credit is offered directly in most department stores and allows you to quickly pay for a purchase. It is also offered by banks, associated with a credit card.

This type of credit is very convenient, because it can be obtained quickly and it can be used completely freely. In addition, as the initial sum is replenished as repayments are made, it provides a reserve of money which remains available if necessary.

On the other hand, revolving credit can be dangerous , it facilitates purchases and, if we abuse it, we can quickly find ourselves in a difficult situation.

• Personal loan or consumer credit without proof

Consumer credit without proof

Consumer credit without proof is usually distributed by banking establishments. It is a contract which makes it possible to borrow a sum of money over a more or less long period, which will be reimbursed monthly.

The consumer credit without proof is a little longer to obtain , since it will have to go through a banking procedure, but it offers the advantage of offering more attractive rates than a revolving credit. In addition it presents less risk, since once the amount reimbursed the contract is closed.

In any case, if you want to obtain consumer credit quickly, we advise you to contact your bank first to find out what it can offer you.